As some of you know besides being a full time real estate agent I also represent a national membership organization that assists consumers with credit improvement and restoration. In doing some research on how credit scores are calculated I found and interesting article from the Electronic Privacy information Center on the subject. It makes for some great short reading and as it did for me may open your eyes to what really goes on with your credit scores. It is not as many of us think just about paying your bills on time. According to the article about 100 different things that are actually used in calculating your scores. If you get a moment please read the article. If you have any questions please drop me an email.
Have a good day.
Ron
http://epic.org/privacy/creditscoring/
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